Hey Reader, Hanna here — Nick’s wife, if we haven’t met yet. 🙂 We’re taking a short break from YouTube to create some new trainings for Guild (our membership for A100 grads). But instead of going quiet, I thought it’d be fun to share a little behind-the-scenes of what we’ve been up to lately... 🏡 BTS of Our Money Story Since 2020, Nick and I have worked on: A 1960s rancher A 1920s mixed-use building And now, a 1940s cottage They all needed some love. And each one stretched us (and our budget)...
3 months ago • 2 min read
Hey Reader, Thanks for sharing your time with us. We hope this offers a fresh perspective as you think about your budget. ⚓︎ Craft Your Money Story - From Hanna This week on YouTube, Nick and I are talking about how we budget together. Whenever this topic comes up, we usually get a comment like: “Sounds great... but we could never talk about money like that.” That’s what I call the Pit of Despair. It’s where you end up when you compare your current reality to someone else’s outcome — without...
4 months ago • 1 min read
Hey Reader, Thanks for being here with us. Let's dive right in with our two latest YouTube videos! 🎥 What's New Frugality Is Killing Your Budget (Do This Instead) Last week, Nick shared why spending more in the right places can actually help your budget stick. He also interviewed a highly knowledgeable Fun Money Expert... you don't want to miss it! 😉 Finally Understand Your Cashflow: YNAB for Business Keep reading for more on this in Nick's Money Minute. 💲 Money Minute - From Nick If you're a...
4 months ago • 3 min read
Hey Reader, We’ve got a good one for you this week. On YouTube, Nick’s taking on the “average net worth by age” comparison trap. 😳 And here in the newsletter, we’re sharing a simple 1% rule that can reshape your budget — without the dramatic overhaul. Let’s get into it. 🎥 What's New Average Net Worth By Age (2026 Edition) 💲 Money Minute - From Nick One of the biggest mistakes people make when they decide to “get serious” about money is building a budget they can’t sustain. I’m talking: 150+...
5 months ago • 2 min read
Hey Reader, Thanks for being here! Nick’s sharing his favorite retirement planning tool on YouTube — and we’re talking about what to do when progress just feels like dirt. Let’s dig in. 🎥 What's New Stop Guessing What You Can Afford — Know For Sure 💲 Money Minute - From Nick One of my favorite memes is the miner who turns around just inches before hitting diamonds. You’ve probably seen it — It’s the perfect picture of what budgeting often feels like. Day after day, week after week, you’re...
5 months ago • 2 min read
Hey Reader, Thanks for joining us! This week we've got a new YouTube video, a practical credit score tip, and a minty-fresh money story that might change how you think about expectations. Hope you enjoy! 🎥 What's New How To Decide: Debt vs Savings vs Investing(A Simple System) 💲 Money Minute - From Nick Today I want to share a simple, practical credit score tip. You’ve probably heard that canceling credit cards can hurt your credit score. That’s because 15% of your score comes from the length...
5 months ago • 4 min read
Hey Reader, Thanks for sharing a little bit of your time with us. Here are a few things we've been thinking on lately. 🎥 What's New 7 Simple Habits That Instantly Improved My Budget 💲 Money Minute - From Nick One of the most overlooked parts of budgeting isn’t tracking your data, it’s reviewing it. I see plenty of people who stay on top of their budget day-to-day and use it to make decisions… but rarely sit down to analyze what their data has to tell them. These people use a budget for years,...
6 months ago • 2 min read
Hey Reader, Thanks for sharing your time with us. We hope this brings a fresh perspective — and a bit of renewed energy for your budget this week. 🎥 What's New How to Reconcile in YNAB (Without Losing Your Mind) 💲 Money Minute - From Nick Every week, I help between 25 and 30 individual clients with their budget strategy. And I'm almost always trying to help them answer one simple question: Are you stuck on the what… or the how? Here’s what I mean. To make progress in your finances (or really,...
6 months ago • 3 min read
Hey Reader, Our steady plodding continues on YouTube. We've got a new video for you. Plus, a bit of encouragement for your money journey. 🎥 What's New I Reviewed 674 YNAB Budgets — Here’s What I Found ⚓︎ Craft Your Money Story - From Hanna "The way to help someone is not to critique what makes them smaller, but to encourage what makes them larger." -James Clear I often joke that I have every woman's dream job... Critiquing my husband. 😛 When I first accepted my position as Chief of Critique...
6 months ago • 2 min read