Hey Reader, Thanks for sharing your time with us. We hope this brings a fresh perspective — and a bit of renewed energy for your budget this week. 🎥 What's New How to Reconcile in YNAB (Without Losing Your Mind) 💲 Money Minute - From Nick Every week, I help between 25 and 30 individual clients with their budget strategy. And I'm almost always trying to help them answer one simple question: Are you stuck on the what… or the how? Here’s what I mean. To make progress in your finances (or really,...
11 days ago • 3 min read
Hey Reader, Our steady plodding continues on YouTube. We've got a new video for you. Plus, a bit of encouragement for your money journey. 🎥 What's New I Reviewed 674 YNAB Budgets — Here’s What I Found ⚓︎ Craft Your Money Story - From Hanna "The way to help someone is not to critique what makes them smaller, but to encourage what makes them larger." -James Clear I often joke that I have every woman's dream job... Critiquing my husband. 😛 When I first accepted my position as Chief of Critique...
18 days ago • 2 min read
Hey Reader, We're so excited for 2026! We moved into an 80-year-old house about six months ago, and we're slowly taming the chaos around us. Our recording studio is (mostly) set up, and Lord willing, weekly videos are the new norm. So let's get into it! 🎥 What's New The Hidden Reason Your Budget Never Works (And How To Fix It) 💲 Money Minute - From Nick Most people have heard of Return On Investment (ROI). But there’s another metric that matters just as much:Return on Hassle (ROH). If you've...
25 days ago • 3 min read
Hey Reader, Happy Saturday! We hope this email finds you well, enjoying a nice cup of your favorite hot beverage while tidying up your budget for this brand new month. Well, that's my perfect Saturday morning activity, at least. :) We've got 1 podcast, 1 book, and some thoughts on re-writing your vision to share with you today. Let's get into it... 💲 Money Minute - From Nick One of the most important skills for managing money is the art and science of decision-making. We're presented with...
10 months ago • 2 min read
Hey Reader, We hope you're having a great weekend! It's a bit of a dreary, overcast one for us. If you're in the same boat, here are some money thoughts to keep you entertained while you enjoy the rain. ☔️ 💲 Money Minute 👋 Nick here. The hallmark phrase I hear clients use before shooting themselves in the foot is, "It's a once-in-a-lifetime opportunity." These words make my ears perk up. And I settle in to listen to my client try to justify spending that they know (deep down) isn't aligned...
10 months ago • 3 min read
Hey Reader,Roses are red,Violets are blue.We never know what to say in these intros,But we wrote this newsletter for you. 😜 💲 Money Minute Most of you probably know we're in the middle of moving. We're currently living in our camper while waiting for our place in Knoxville to sell. We're also driving two very old vehicles - a 2001 Ford truck and a 2006 Saturn Vue. And it feels like we're navigating a car issue at least once a week.It's tempting to get rid of these inconveniences by stretching...
11 months ago • 1 min read
Hey Reader, Happy Friday! We hope this email gives you some fun things to think about as you enjoy the weekend. 📝 What's New Credit cards in YNAB are TOUGH! So we just published an updated guide to clear up any confusion you may have had on the topic. You can check it out here: 💲 Money Minute Nick here - I want to share with you one of my favorite tips for cutting back on subscriptions: Cancel every single subscription you have... Seriously. Cancel every one of them - whether monthly or...
11 months ago • 2 min read
Hey Reader, We hope this email finds you feeling merry from Christmas festivities and resting up in preparation for the new year! 📝 What's New Nick just released a step-by-step YNAB setup tutorial for 2025. If you've never gotten your budget to work, or you've fallen off track and need a refresh, hop over to YouTube and check it out. 2025 YNAB Getting Started Guide - Start To Finish 💲 Money Minute Nick here - As we wrap up 2024, Hanna and I are reflecting on some of the best (and worst) ways...
about 1 year ago • 3 min read
Hey Reader, As a financial coach, one of the most common problems my clients have is: I want to buy something, but I can’t afford it… what do I do? People think that because I'm a "budget guy," I'm just going to say, "Whelp, too bad... you can't buy it!" But that's not my message at all. Mapped Out Money is all about helping you use your money to do more of what matters to you. So I've identified 3 levers to help my clients afford anything they want. Well, maybe not a private island… but most...
about 1 year ago • 3 min read